Posted at 9:00 AM on March, 22 2017
This is a continuation of what was covered in Part 1.
To recap, there are a number of important things to consider when it comes to your college, but oftentimes most students fail to take these factors into account. They almost sound like common sense and good planning, and make a huge difference between success and failure with college.
Mistake#4: NOT COMPLETING COLLEGE WITH ZERO STUDENT LOANS
If you’ve come this far, I’m sure you’ve given some thought to your funding for college. But let me ask you this, have you considered financing college all on your own without any student loans or family support? Why would you want to take any loans and be stuck repaying them for several years after college? Or would you like burdening your parents for lots of college money when they should instead be saving up for their retirement? The main problem with college is that it is so expensive that it sucks up all the money you put into it!
By contrast, with flexible colleges, college will be so affordable that you can easily complete your degree with a small part-time job or a small scholarship, or a small allowance from family. But this also means that you need to be more responsible and plan your finances well in advance. Please note that we have coined the term flexible colleges here to refer to the best universities with low tuition which are also highly flexible to cater to the scheduling and other needs of students.
Community college tuition tends to be much lower than 4-year colleges and you could start with an associates before pursuing your Bachelors degree. Determine how you will pay for the much lowered college tuition before you enroll into college, and as always, be prepared for simple course corrections along the way to meet life’s financial changes.
Successfully completing your college degree with ZERO STUDENT LOANS is the greatest graduating gift you can give yourself.
Mistake#5: NOT BEING CLEAR ABOUT CAREER PROSPECTS
Many people enter college without much thought on whether their chosen field has enough job opportunities. There are also many students who do not even know what college major they want to pursue. They assume that after entering college, they would be able to figure out a good major after talking to other students and faculty. But choosing a good major is something very personal and is closely related to your own characteristics and strengths. This is one critical aspect that can either improve or decrease the overall return-on-investment (ROI) of college.
Of what use is a college degree unless it enables you to have a good career? So please look up the occupations that have a good future outlook, the department of labor and other government agencies periodically publish the list of forward-looking occupations that have sufficient demand. So the key is to tie your core strengths to the right college major, and to find good occupations in the field that would enable good jobs and prosperity. In a few cases, you may find that your particular major does not have much industry demand. In such a case, go back to the drawing board; see if there are other in-demand occupations for college majors which can be tied to your core strengths.
Thoroughly researching career prospects for majors that you are interested in will help you choose the major with the best career prospects.
Mistake#6: NOT FINDING THE BEST SCHOOLS THAT ARE RIGHT FOR YOU
This step should come as the last important step before starting college, after figuring out your prior learning, strengths, major and college finances. Many people just focus on finding a college that is suitable for their chosen major, but fail to take a holistic approach to choosing the college that is right for their individual circumstances. There are many flexibility and affordability factors to take into consideration when choosing the college that’s right for you.
There are several colleges that provide flexibility and affordability and we have given a detailed overview of the best colleges in the US in our eBook. Apart from this, a number of colleges and universities across the United States have an external degree office, or a non-traditional degree program or division that could meet your requirement for scheduling and other flexibility. Some of them might also be affordable, so it is best to check out all the colleges in your local county and locality to see if any of them would fit your needs,
Please note that living expenses make up a bulk of college expenses, so it is often better to just stay with family during the college years rather than moving to a college dorm. This along with choosing the best affordable colleges would ensure that you never run out of money while studying for college, never have any loans to repay after college, and are able to successfully complete college in a stress-free manner.
A holistic approach to choosing the right college that is not only suitable for your chosen major, but also provides flexibility and affordability to accommodate your individual circumstances is the RIGHT COLLEGE FOR YOU.
Hope this article has provided you some insights into how simple steps that you take early on can go a long way to an affordable and enriching college experience.
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